S01E10 – What’s Your Debtitude?

00:00 / 32:21

Tune in to Penny Radio today to discover what debt is and what types of debt there are out there. Now I’m sure you know this already and you may have debt of your own. Debt can be a big drain on our finances and a big risk to our financial health. So we’ll also be looking at the difference between bad debt and useful debt. And what to do if you are struggling to repay your debt.

But most importantly we will be taking a look at how you feel about debt and why. I like to call this your Debtitude. If you know what your Debtitude is and why you feel this way about debt, then it can be easier to control how you use debt.

Have you noticed how no one talks about debt? Unless of course it is to judge people for getting into debt? Why is this, when debt can really affect our mental health as well as our financial health? Well now is the time to challenge this and to smash the stigma around debt! Start talking about debt to your friends and family today!

S01E11 – Behave Yourself!

00:00 / 52:01

Behave Yourself – what do I mean by that? Have you ever made a financial decision and then looked back and thought WTF was I thinking? Why did I do that?! Well if so, join the club! The way we act can really impact our financial wellbeing, now and in the future. And the way we behave is often because of the way we think and feel at the time and the way we feel about finance more generally.

Tune in today to find out the common behavioural pitfalls and biases we face when it comes to making financial decisions and how these can damage our financial wellbeing; how this can in turn impact our mental wellbeing; and how this can go on to impact our decisions and behaviour again in a vicious cycle.

If we know how our thoughts and feelings can impact our behaviour, then we can develop healthier financial behaviours. This will help us secure our financial wellebing and ultimately our overall wellbeing.

So. Behave Yourself!!!